How much is your hunting gear worth

I recently heard from a friend that he had a Back Pack stolen and it had some gear in it Binos and GPS and some other stuff roughly $1500 in gear including the pack.

It got me thinking about how valuable some of my hunting gear is. I have heard to many stories about people who were out hunting and left gear in their truck or back at camp and found that it was gone when they came back to the truck or the camp.

It made me think about how I would not want to wear valuable jewerly or carry large amount of cash around because I could get robbed for its value. But as hunters we carry thousands of dollars of gear sometimes on a hunt.

I have heard of people having their animals stolen when just hanging in camp,I also have heard of people in the field having their animals taken from them. I have not ever heard of anyone being robbed for their gear in the field but I am sure it has happened.

How many of you guys have your hunting gear insured against loss or theft and is it fully covered all of it? I cant imagine trying to replace a bunch of gear on my own dollar hard enough to buy once let alone twice.

Here is an example of some one who may be packing in to the Mountains to hunt and the type of gear they may have. May not apply to average Joe Hunter but I have seen more than a few people packing similar equipment.

Rifle $750.00 scope $750 rings/bases $50 $1550.00 total

Back Pack ( a higher end brand) $400.00

Sleeping Bag $250.00 sleeping pad $150.00 total $400.00

Hilleberg Tent $500.00

Portable camp stove $100

GPS $400 Map card $100.00 total $500.00

Swarovski El Binoculars $2000.00 Swarovski spotting scope $1750.00
Carbon Fiber Tripod $500 Total $3250.00 Range finder $300

Digital camera $300.00

Water purifier $80.00

Flash light $50.00 head lamp $50.00

Knife and sharpening kit $100.00

Boots $300.00 Camo clothing $ 200.00 Total $500.00



Total of example gear one may have on a hunt all though the gear I listed may not be what the average hunter owns but it is not un common for the Western hunter to have this higher end gear.

$8080.00 Dollars


And this just gear you may be taking with you on one hunt, not even all the other gear you have at home.

Now imagine replacing this gear if it was stolen and you did not have it insured, or the insurance did not elect to cover it. Dont sit back and assume your gear is covered make sure it is and for replacement value, a spotting scope that cost ypu 1500.00 a few years ago may cost $2200.00 today to replace.

Makes you think dont it?
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stillhunterman
It does make you think TheGWH. A few years ago had to sell most of my hunting gear to pay for medical expenses and I have spent the last two years buying new stuff. I go near high end for some things and middle of the road for some. So far I am up to 6 grand and not finished yet. It is indeed a large investment, this hunting thing we do #-o I do make sure that when I have my gear in a vehicle (as with my work tools) they are covered by my insurance, just in case. Good post :thumb
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All told probably 50 to 60k,at least. :-k
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Money wise about six months work. On princiable , it's worth deffending at the cost of any prison sentance that it might bring. IMO
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killerbee
(just in case my wife happens to read this)

i'll say that i easily have over $100.00 in hunting gear, maybe $150.00 :-$

my lieca 10x50 bino's were on sale when i bought them, i cant recall how much, but $19.95 comes to mind (???) i dont know, i'm horrible with numbers...................... lol :)) lol :))
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TheGreatwhitehunter
If I added up all my guns, hunting gear and reloading equipment and components it would take me approx 72 months of New truck payments to replace it all.

The Point I was making is how much the gear is worth that we bring into the field on one hunt, and if not properly insured we would be out a lot of money. So on a single hunt think about how much your gear is worth that you are carrying with you in that pack. Now is it insured and is it insured properly for replacement value? Remember those Leica's Killerbee bought for $19.95 lol (yeah right) they are now probally around $2000.00 to replace today and next year may be $2200.00 would not fo you much good if the insurance company only paid you 19.95 for those now would it Killerbee lol .

My point us keep in mind what your gear if worth and protect your self against loss , do not assume your covered becuase you have insurance home or renters, I bet half of us are not fully covered as my friend found out. There is a difference between coverages and how much and guess what firearms and special items (exspensive binos) are not always covered under a general policy. Be smart and take the proper steps to document your gear with video and pictures write down serial numbers and keep receipts it will make it easier and youre claim go faster dealing with the insurance company if you ever need to file a claim.
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killerbee
trust me, your post really got me to thinking. i'm going to call my insurance agent on monday and find out "what if"?

i cant imagine what that would be like, and i can see why guys would single out us hunters. there is a good chance they will get some huge score when they raid a truck.

i just really hope my 2 cousins, "smith" and "wesson" aren't on my trip if i catch them. those guys are mean suckers. and they dont take to lind;y to thieves,,,,,,,,,,,,,, 10sign:
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I will be calling my insurance man Monday too, when i come out west on my 2 week hunt, with my camping gear guns binos and everything, i know i have over $20,000.00 in my camp.

Kevin
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Wapiti
I know i don't have enough insurance for sure after reading all the posts.
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